A whole-house surge protector costs $60 to $500+ for the unit alone or $200 to $800 with installation, depending on the type, brand, protection rating, and the electrical labor required. A whole-home surge protection device (SPD) protects your electronics, appliances, wiring, and HVAC system against damage from power surges.
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A Type 1 surge protection device costs $100 to $500+ for the unit alone or $250 to $800 with installation and offers the highest level of protection. Type 1 surge protectors are designed to handle high-energy surges from external sources like lightning.
A Type 1 SPD is a permanent surge protector installed at the external electrical service entrance or the "line side" of the main electrical panel. These devices require installation by a licensed electrician. DIY installation is illegal in many states and may also invalidate your homeowners insurance.
A Type 2 surge protector costs $60 to $300 for the unit alone or $200 to $450 with professional installation. A Type 2 SPD is a permanent surge protector installed in the main electrical panel or subpanel and protects one or multiple circuits on the panel.
Type 2 surge protectors are designed to handle secondary or internally generated surges but typically also provide some protection against external surges. For safety purposes, hire a licensed electrician to handle the installation unless you have extensive experience working with high voltages.
A Type 3 surge protector costs $10 to $60 on average and is a point-of-use device that plugs into a standard wall outlet and features three to six additional outlets to protect specific electronics or small appliances. Power strips with added surge protection are considered Type 3 surge protectors.
Type 3 SPDs don't require professional installation. Though these devices don't offer whole-house protection, they provide added protection for sensitive electronics against small internal surges.
The following factors impact the cost to install a whole-house surge protector:
Surge protector type: Type 1 surge protectors typically cost more than Type 2 devices because they offer the most protection.
Protection rating / surge capacity: The surge protection rating is the maximum amount of electrical current the device can absorb, measured in kiloamperes (kA), or thousands of amps. Whole-house surge protectors are rated for 10kA to 108kA or more, and models with higher ratings typically cost more. Choose a model rated for at least 30kA for lightning protection.
Brand: The surge protector brand also impacts the price. Popular and reputable brands include Eaton, Siemons, Leviton, Intermatic, and Schneider Electric.
NEMA enclosure rating: Surge protectors with a NEMA 1-rated enclosure are suitable for indoor use only. Enclosures rated NEMA 4X are designed for indoor or outdoor use and protect from rain, sleet, snow, hose-directed water, and windblown dirt.
Your home's electrical setup: If your home has a subpanel, it may require an additional surge protector, increasing the total cost.
Warranty: Each surge protector model comes with a different amount of warranty coveragethe maximum reimbursement amount to cover the cost to replace damaged electronics, devices, and appliances if the surge protector fails.
Whole-house surge protector installation costs $140 to $300 for labor alone. Professional installation is crucial, as most surge protector warranties only cover damage to appliances and electronics if a licensed electrician installs the device.
Electricians cost $50 to $130 per hour on average. Many electricians also charge a $100 to $200 service call fee, which typically covers the first hour.
A whole-house surge protector can provide peace of mind by safeguarding your valuable appliances and electronics. These devices provide several benefits, including:
Protection not just for electronics but also major appliances, HVAC systems, outlets, and wiring
Reduced risk of electrical fires
Better protection from electrocution
Increased home resale value
Less need for point-of-use surge protectors throughout the home
Potential discount on homeowners insurance policy
Whole-home surge protectors have very few disadvantages. Their upfront cost is often far less than what it would cost to replace electronics or appliances damaged by a power surge.
A whole-house surge protector is a device installed on or near your electrical panel to safeguard your home's appliances, electronics, and wiring from damage caused by sudden spikes in electricity. These surges can come from external sources like lightning or power company switching or from internal events like overloaded circuits.
When a power surge occurs, a whole-house surge protector redirects excess voltage to the ground, preventing it from entering your home's wiring and potentially causing damage to sensitive electronics, appliances, and other systems.
A whole-home surge protector offers valuable protection, particularly for modern homes filled with sensitive electronics. When compared to the high cost of replacing damaged appliances and electronic devices, a surge protector can be a wise investment.
Whole-house surge protectors are designed to protect against power surges caused by lightning. However, they're not entirely impervious to direct lightning strikes, and the amount of protection depends on the surge protector type and its protection rating or surge capacity.
In addition to installing a whole-house surge protector, confirm your house is correctly grounded with a grounding wire on the main electrical panel and an exterior grounding rod. The cost to ground a house is $100 to $700 if either of these items is missing or faulty.
Whole-house surge protectors are not mandatory in most areas, but some cities now require installing these devices in new construction or during major electrical work. In addition, the National Fire Protection Association recommends all new homes have Type 1 or Type 2 surge protection devices.
Keep these important details in mind when choosing an electrician near you to install a whole-house surge protector:
Compare estimates from 3 electricians who are licensed, insured, and have been in business for 5+ years.
Look for electricians with experience specifically installing whole-house surge protectors.
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Read reviews from other customers on HomeGuide and Google.
Get a written estimate before making any payments.
Ask the electrician about the warranty on both the surge protector and the installation labor.
Read the fine print on the surge protector's warranty to ensure you understand the coverage, limitations, and requirements.
Ask your electrician these important questions when installing a whole-home surge protector:
How many whole-house surge protectors have you installed in the past year?
What size whole-house surge protector do I need?
Which brand and model do you recommend?
How will the surge protector be integrated with my existing electrical system?
Are there any safety considerations or precautions I should be aware of during installation?
How long will the surge protector last?
What warranty coverage comes with the surge protector?
Do you warranty the installation labor?
Electricity is the miraculous force of nature upon which modern civilization is built, but too much of it can be a bad thing. Imagine what would happen if the high-voltage signal in the power lines, or the immense energy of a lightning bolt, were to pass directly into your home appliances.
Such an electrical surge would be a disaster, but its one you can prevent with a surge protector. The big question is: How much does a whole-house surge protector cost? The answer is anywhere from $70 to $700, not including installation.
I can attest to the damage a power surge can cause. Years ago, a lightning strike destroyed our solar energy system, knocking out the inverter and the control panel for the generator. Would a surge protector have saved our system? I consulted Jay Sanders, a Batimore-based general contractor, and Kent Boll, who founded his own electrical company in and is now CEO of a multi-trade home-maintenance company based in Minnesota, for the answer. Heres what they told me.
A whole-house surge protector is a device that detects an unsafe electrical surge and diverts it away from your homes service panel. Like a bouncer for your homes electrical system, it stands guard, ready to block or redirect any sudden spikes in electrical current that could harm your appliances and gadgets, says Sanders.
Its a crucial piece of equipment in regions susceptible to lightning or frequent power surges, offering an additional protective measure for precious electronics and appliances, adds Boll.
Sanders and Bell identify three types of surge protectors:
Installed between the power meter and the grid, this type protects your electrical system from external surges that might be caused by lightning or a malfunction in the power lines.
This is the more common type. Installed directly in the panel, this surge protector protects your electrical system from both external surges and internal surges, which might occur when a large appliance switches on.
Besides the two main types, Boll also identifies a third type that may be installed on an electric outlet or power cord. While they are not technically whole-house protection devices, he says, they are often used with Type 2 protection devices to provide a layered approach to surge protection, protecting susceptible electronics such as televisions, computers, and gaming consoles.
Sanders puts this in simple terms: It is like a filter. When it senses too much voltage, it channels the excess away from your homes circuits, preventing damage to your electronics.
Boll explains in more detail:
The surge protector persistently oversees the voltage entering the homes electrical panel. If the voltage surpasses the standard threshold (usually 120V in the U.S. for residential settings), the device recognizes this as a power surge and promptly diverts the surplus voltage away from the homes electrical circuits, typically by grounding it (discharging it into the earth), where it poses no risk. Once the overvoltage has ceased, the device automatically resets, and normal electrical flow is restored without interrupting the power in the home.
The cost to purchase a whole-house surge protector ranges from $70 to $700, with the national average being around $300, according to Sanders. On top of this are installation costs, billed at a typical rate between $50 to $100 per hour (depending on the installer).
Type 3 surge protectors are far less expensive, costing $20 to $30 and requiring no professional installation.
Installing a whole house surge protector isnt a DIY job, according to Sanders. It involves messing with your homes main electrical panel, which can be dangerous if youre not a pro. So, its a solid no for DIY and a yes for calling in a licensed electrician.
Boll concurs: Only a professional electrician is familiar with local building codes and electrical standards to ensure that the installation meets all regulatory requirements and does not void warranties or insurance policies.
Depending on the location, there are indeed certain state incentives available, says Boll. Some regions may offer incentives as part of broader initiatives to promote energy efficiency or electrical safety in homes. To find out if there are any incentives available in your area, check with local utility companies, state departments of energy, or energy conservation and efficiency websites.
The metal oxide varistors inside whole-house surge protectors tend to corrode and wear out fairly quickly. Online experts tend to recommend replacement after two to three years, and the longest you should wait is five years.
When you compare the whole-house surge protector cost to that of losing your essential appliances in a power surge, the surge protector wins by a mile, especially if you live in an area with higher-than-average electrical storm activity.
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